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An Intent Letter For Loan Application is a crucial preliminary document in the United States lending process, serving as the first formal step in securing financing from a financial institution. This document is typically used when a borrower has identified a potential lender and wishes to formally express their interest in obtaining a loan while providing initial details about their funding requirements and qualifications. The letter includes essential information such as the proposed loan amount, intended use of funds, basic financial information about the borrower, and any relevant collateral or security details. While not legally binding for the actual loan, it helps establish the framework for the formal application process and demonstrates professional intent. The document must be drafted in compliance with U.S. federal and state lending regulations, including various consumer protection laws and financial disclosure requirements.

1. Date and Address Block: Current date and full contact details of both the lending institution and the prospective borrower

2. Salutation: Professional greeting to the appropriate contact person at the lending institution

3. Purpose Statement: Clear statement of intent to apply for a loan and brief introduction of the borrower

4. Loan Details: Specification of the desired loan amount, intended purpose, and preferred terms

5. Borrower Information: Key details about the borrower including business/individual information, contact details, and any relevant registration numbers

6. Financial Overview: Brief summary of financial status, income sources, and any existing loans or commitments

7. Proposed Collateral: If applicable, description of assets to be offered as security for the loan

8. Closing Statement: Expression of interest in proceeding with the formal application process and willingness to provide additional information

9. Signature Block: Space for signature, printed name, and title of the borrower